//grabs the page slug and appends it as a GET variable to mark which pages users have come from // getPageSource(); // getTrackingSource(); // $application_url = 'https://cashonyourmobile.net.au/apply-today?custom_data_1=' . ( isset($_COOKIE['custom_data_1_pc']) ? htmlspecialchars($_COOKIE['custom_data_1_pc'], ENT_QUOTES, 'UTF-8') : '' ) . '&utm_source=COYM&utm_campaign=' . htmlspecialchars($_COOKIE['source_pc'], ENT_QUOTES, 'UTF-8'); // define("APPLICATION_URL", $application_url ); // Capture 'source' and 'keyword' from the URL's query parameters or set defaults $source = isset($_GET['source']) ? htmlspecialchars($_GET['source'], ENT_QUOTES, 'UTF-8') : ''; $keyword = isset($_GET['keyword']) ? htmlspecialchars($_GET['keyword'], ENT_QUOTES, 'UTF-8') : getPageSlug(); // Build the application URL with 'source' and 'keyword' $application_url = 'https://cashonyourmobile.net.au/apply-today/?source=' . $source . '&keyword=' . $keyword; // Define the APPLICATION_URL constant define("APPLICATION_URL", $application_url); ?> Instant Cash Loans
Instant Cash Loans


Quick loan - Apply in just 5 minutes!

Paperless and Faxless Application Process

Fill out the application, at cashonyourmobile.net.au, and if approved 4 hours later you could have money in your account.*

Quick Loans

Get connected with a cash loan right now!

Get a loan of up to $5,000* Complete our simple 5 minute application and if approved the lend will send the money directly to your account. Bad Credit is not always an issue. Quick Loan Cash Loan

Personal Loans are available to all states of Australia. Most of our customers are from Sydney, Melbourne, Brisbane, Perth, Gold Coast and Sunshine Coast areas.

Instant Cash Loans

Frequently Asked Questions About Instant Cash Loans

The concept of an instant cash loan may look simple and defines the entire idea on its own. However, as with anything that deals with finance, the answer is not that simple. There are many things that are usually in consideration when it comes to any kind of loan. The same applies to instant cash loans and there are several questions that people have about instant cash loans.

Instant cash loans have several benefits and it can help a person in terms of financial problems. It can also be gotten for emergencies or special occasions. No matter what reason a person has for getting an instant cash loan, it is vital to know the basics of the loan. Here are some of the frequently asked questions that people usually have about instant cash loans.

How do Instant Cash Loans Work?

An instant cash loan is a loan that you can get instant approval for. They are quick loans that a person can get and the working is like that of an ordinary loan. There is an agreed payment period, an interest, and other flexibilities that depend on the team a person is working with. Instant cash loans also can be used for any purpose the borrower deems necessary and is not tied to any particular use. The loans can be either a secured loan where there is collateral tied to the loan such as a vehicle and lower interest rates applied. Unsecured loans have no security in case of failure to pay. Therefore, the interest rates are much higher.

How long Will it Take to Apply for an Instant Cash Loan?

An instant cash loan is something that a person will want to receive in good time. That means that the whole process from application to the end should be first. The initial step is application and it is a simple process that one needs to carry out. Having the right documents beforehand can make the process even shorter. An instant cash loan application can take less than five minutes. All a person has to do is to fill out the required form and upload documents if asked.

How Long Does It Take for a Loan to be Approved and Disbursed?

After application is done, people feel that matters are no longer in their hands. It is up to the lenders to review the application, give a response, and disburse the money. That moment, a person can feel anxious not knowing where their fate lies. However, with instant cash loans, you won’t have such moments. The whole process is fast and smooth. Our team immediately looks at the application and you will get a response in no time. You can expect to get the money on the same day and an extra day for those who are getting the loans deposited to their bank accounts.

How Long Is One Required to Pay?

The time that a person is required to pay for their instant cash loans vary. However, instant cash loans have a longer payment period than payday cash loans. Therefore, people who are looking for a more flexible pay can opt for instant cash loans. The longer payment period means that the monthly principal will be less or that you can borrow more. Instant cash loans can also be more than payday loans. Apply for a loan today to manage your financial situation better.

How Can I Get Approved for an Instant Cash Loan?

The eligibility criteria of getting approved for an instant cash loan is similar to those of other loan types that we offer. To qualify for an instant cash loan, you must meet the following requirements:

  • Age – You must be at least 18 years old to participate.
  • Income – Applicants must demonstrate that they have a steady source of income. If they get Centrelink assistance, they must establish that at least 50% of their income comes from non-government sources.
  • Statements – From the bank Lenders typically want read-only access to at least 90 days of bank statements to assess income and expenses.
  • Liabilities – Applicants must disclose any additional debts they may have, such as outstanding loans or credit card obligations.

Can I Get an Instant Cash Loan with a Bad Credit Score?

People with bad credit scores usually shy away from applying for any kind of loans. A bad credit score can be due to poor payment in previous loans or lack of having taken previous loans. That means the creditor doesn’t know if the person is good to debt or not. However, as much as a bad credit score may look bad, that doesn’t mean that a person isn’t allowed to apply for an instant cash loan. There are instant cash loans for people with bad credit scores as well. The terms may be different from others. However, the benefits of an instant cash loan cannot be overlooked.

In line with bad credit score loans, people can also get a no credit check instant cash loans. This was designed for people with bad credit scores. In this type of loan, the credit score won’t be checked. However, the downside is that the interest rates are usually higher than those of whose credit scores are checked. If you have a bad credit score and are looking to get an instant cash loan, you can go for this option. It can help you improve your credit score and to deal with the financial emergency you have.

Where can I get Instant cash Loans?

Cash On Your Mobile is the go-to team for instant cash loans in Australia. We are a top-rated team and we have the best deals and interest rates. We care about our clients and we understand that financial situations can come at any time. That is why we ensure that our loans are easy to apply for and disbursed in good time. Members of our staff will guide you on the application process and we will be in touch with you throughout the whole process. We are licensed with our Australian Credit License Number being 474107.

Instant Cash Loans


What is a Cash loan?

A cash loan is a short term loan which can be paid off over a short period of time upto 12 months

How much can I borrow?

You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you application.

Fast Loan Approvals

Loan requirements are minimal. Your loan pre-approval is just a few clicks away.

Quick Cash in Minutes

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1

How It Works

If you have a cash flow problem cashonyourmobile.net.au is your best solution. A simplified application and

Is my personal information secure?

We use the most up to date and technologically advanced equipment and software to protect your privacy.

Happy Customers and Keeps Counting

Get pre-approved for a personal loan today!


Eligible Borrower:


A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required)

  • 18 years of age or older.
  • Australian Permenant Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit

Before you get started

cashonyourmobile.net.au owned and operated by Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107

Register online from home on your PC or from anywhere using your mobile device

If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.

We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with.

You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral.

It is recommended that you take independent legal and financial advice before taking up any products that you are referred to.

Frequently asked questions

Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours

Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.

Yes you can. Your credit score does not always play a factor in most of our lenders decisions.
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan

The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.

Please speak directly with your lender if you have any issues paying back the loan.

Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it.

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