4 Situations That Need an Emergency Cash Loan


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4 Situations That Need an Emergency Cash Loan

Life is full of unexpected circumstances that can leave you uncertain of what to do. Whether it’s a medical emergency or replacing a necessary appliance, sometimes you simply don’t have the resources to take care of the situation. In these cases, you’ll want to take an emergency cash loan to relieve yourself of further stress and pressure.

Emergency cash loan providers are selective about the applications that are to be approved. They’re especially wary of people who have less than noble intentions for seeking an emergency cash loan. However, they do prioritise people who genuinely need the money, especially in critical situations.

Here are four situations where you shouldn’t think twice about seeking an emergency cash loan:

  1. Replacing a Vital Appliance

There are a few household items and appliances that you just can’t live without, like your refrigerator or cooker. When it breaks down, and you lack cash, you have no choice but to replace it as soon as you can. Otherwise, you won’t have a place to store perishable food items or cook them for your meals.

In this situation, it’s best to seek an emergency cash loan. We can help you secure loans in as little as four hours, saving you time and giving you much-needed cash to replace an essential appliance that helps you survive.

  1. Repairing a Broken Down Car

Having reliable and safe transportation to take you from point A to point B is crucial in everyday life, primarily if you use it to get to work. However, if your car runs into an issue and refuses to start, you’ll find yourself stuck in a sticky situation.

Your car makes it possible for you to carry out essential tasks every day; without it, you’ll have a much more difficult time running errands and going to work. If you currently lack the money needed to repair your car, you’ll want to consider an emergency cash loan. In just a few hours, you’ll find the emergency cash right in your bank account.

  1. Fixing a Massive Roof Leak

Interior water damage can cause numerous problems if left untreated. A massive roof leak can cause your wallpaper or paint to peel and discolour while encouraging mould growth, which is hazardous to your health. If you wait until you have enough money to repair your roof, you’ll end up having more damages in your home that will be even more expensive.

When you have a gaping hole in your roof that’s leaking, causing even more interior damage, you’ll want to apply for an emergency cash loan. Allowing the problem to fester will jeopardise the structural integrity of your home, making it an unsafe and insecure place to live. By taking an emergency cash loan, you can stop the problem in its tracks and repair it right away.

  1. Buying Groceries for the Next Few Weeks

Groceries are crucial to your survival. You’ll need fresh produce and food items to sustain yourself properly as you work to make a living. If you don’t have enough money to feed yourself for the next few weeks, that’s an urgent situation that warrants an emergency cash loan. Food is one of the most fundamental necessities every person needs, so you’ll want to pull all stops to ensure you feed yourself.

Applying for an emergency cash loan to buy groceries will tide you over for the coming weeks. If you’re short on cash and payday is a few more weeks away, this is a great solution to keep you full and nourished in the meantime.


Emergency cash loans are designed to support people who are in dire need of cash to resolve a high-priority situation. If you find yourself in any of these situations, don’t hesitate to let us know—we have a simple process for you to get cash right when you need it.

Cash On Your Mobile is a licensed credit broker registered with the ASIC, making us a reliable and safe way for you to access emergency cash. If you need $400 to $50,000, all you need to do is apply online. Once we receive your application, we’ll review it and assign a lender from our database of Australia’s best short-term cash providers. If successful you’ll have your much-needed cash in a few hours. Apply today to get started!


What is a Cash loan?

A cash loan is a short term loan which can be paid off over a short period of time upto 12 months

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You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you application.

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Eligible Borrower:


A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required)

  • 18 years of age or older.
  • Australian Permenant Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit

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If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.

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Frequently asked questions

Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours

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