Why You Should Borrow From CashOnYourMobile


Quick loan - Apply in just 5 minutes!

Paperless and Faxless Application Process

Fill out the application, at cashonyourmobile.net.au, and if approved 4 hours later you could have money in your account.*

Quick Loans

Get connected with a cash loan right now!

Get a loan of up to $5,000* Complete our simple 5 minute application and if approved the lend will send the money directly to your account. Bad Credit is not always an issue. Quick Loan Cash Loan

Personal Loans are available to all states of Australia. Most of our customers are from Sydney, Melbourne, Brisbane, Perth, Gold Coast and Sunshine Coast areas.

Online lenders in Australia

Why You Should Borrow From CashOnYourMobile

If you find yourself stuck in a terrible financial situation and in need of borrowing money, online borrowing might be of significant help to you.  

These have been rising in popularity lately because of the benefits they provide. They are a fast, secure, and simple way to borrow money without any hassle. When it comes to online lenders in Australia, we recommend you consider CashOnYourMobile. It lets you connect with private lenders who provide you with the loan in no time and with flexible repayment terms.

Whether you want to refinance your auto loan, take out an emergency loan, or repay your debts, you can turn to this online lender.

Reasons Why You Should Borrow From CashOnYourMobile

Here are some more reasons why you should reach out to CashOnYourMobile for all your borrowing needs.

1. It Will Help You Save Time

When you apply for a loan to CashOnYourMobile, you can save an abundance of time. Their application process is simple and will hardly take you five minutes. Not only that, but they provide you instant approvals. Compared to credit unions and banks, you won’t need to wait for days for your approval.

CashOnYourMobile will connect you with a lender who can send the loan amount to your bank account in less than two days. All in all, you can apply and receive your loan in a matter of a few days.

2. They Have Lower Interest Rates

Compared to the loans borrowed from banks, you are likely going to be offered a lower interest rate with this online lender. You can also easily compare the interest rates online with other lenders as well.

3. You Have A Greater Chance of Approval

Online lending is not just simple and quick, but unlike traditional borrowing options, you are also more likely to be approved. They tend to consider not just your credit score, but also your financial history. Besides this, CashOnYourMobile uses alternative options to review your application for approval; for example, your utility payments, and even data on your social media.

4. They Are Safe and Secure

One of the best things about this online lender in Australia is the fact that it is completely safe and secure. CashOnYourMobile is a licensed lender in the country which is also registered with the Australian Financial Complaints Authority. Rest assured, your personal information will also stay secured with them as they have employed an excellent privacy and encryption system.  Moreover, you get to communicate with your private lender separately, which also enhances your privacy.

Lastly, there are no hidden costs or fees that might spring up and force you to pay. Everything at CashOnYourMobile is completely transparent.

5. It Provides a Variety of Loans

Unlike other online lenders, CashOnYourMobile offers a variety of loans for all of your financial needs. Some of the loans it provides include:

  • Payday loans
  • Caveat loans
  • Business loans and lines of credit
  • Auto loans
  • Personal loans
  • Emergency loans

6. You Have a Higher Borrowing Limit

With CashOnYourMobile, you get to borrow much higher than what other lenders might be offering. Their loan amounts range from $400 to up to $50,000!

Of course, you might only qualify for this loan amount if your meet all the requirements, however, it is likely that with an excellent credit score you can get $50,000 transferred to your bank account.

7. More Likely to Approve Lower Credit Score Applications

Do you have a low credit score? No problem. This particular online lender in Australia does not just consider your credit score when looking at your application. They will consider alternative options as well, including your utility bill payments and data from your financial history. For CashOnYourMobile, bad credit is not an issue.

8. You Can Get Instant Help

Suppose you’ve been faced with an unforeseen situation or emergency that requires finances that you currently don’t have; in this case, CashOnYourMobile can be a significant aid. They can provide you with a loan within the same day or even in a matter of a few hours. Then, you can repay the loan with flexible terms decided by you and the lender.

Final Words

Finding and applying for the perfect loan and lender is no easy feat. But CashOnYourMobile makes the task much easier for you. All you need to do is fill out their quick, simple, and short application and wait for the approval. You can find out more details about the most trusted online lender in Australia by clicking here.


What is a Cash loan?

A cash loan is a short term loan which can be paid off over a short period of time upto 12 months

How much can I borrow?

You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you application.

Fast Loan Approvals

Loan requirements are minimal. Your loan pre-approval is just a few clicks away.

Quick Cash in Minutes

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1

How It Works

If you have a cash flow problem cashonyourmobile.net.au is your best solution. A simplified application and

Is my personal information secure?

We use the most up to date and technologically advanced equipment and software to protect your privacy.

Happy Customers and Keeps Counting

Get pre-approved for a personal loan today!


Eligible Borrower:


A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required)

  • 18 years of age or older.
  • Australian Permenant Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit

Before you get started

cashonyourmobile.net.au owned and operated by Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107

Register online from home on your PC or from anywhere using your mobile device

If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.

We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with.

You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral.

It is recommended that you take independent legal and financial advice before taking up any products that you are referred to.

Frequently asked questions

Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours

Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.

Yes you can. Your credit score does not always play a factor in most of our lenders decisions.
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan

The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.

Please speak directly with your lender if you have any issues paying back the loan.

Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it.

Customer Service Contact