Cash Loans Brisbane – Finance in as little as an hour


Quick loan - Apply in just 5 minutes!

Paperless and Faxless Application Process

Fill out the application, at, and if approved 4 hours later you could have money in your account.*

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Get a loan of up to $5,000* Complete our simple 5 minute application and if approved the lend will send the money directly to your account. Bad Credit is not always an issue. Quick Loan Cash Loan

Personal Loans are available to all states of Australia. Most of our customers are from Sydney, Melbourne, Brisbane, Perth, Gold Coast and Sunshine Coast areas.

Cash Loans Brisbane – Finance in as little as an hour

Cash Loans in Brisbane – Fast and simple

We live a fast-paced life in the 21st century. Everything we want is available at the tap of a button. This extremely addicting life of speed and thrill means that we are often unable to fulfill our immediate wishes and desires. Living in a metropolitan city compounds this effect. In cities such as Brisbane, maintaining your social life can cost you a penny. Whether it is a shopping trip to the Brisbane Arcade or a night out at Eagle Street Pier, the fact of the matter is, it will hurt your wallet. More often than not, we will be actively looking for alternative ways to pay for the night out. Such instances in our daily lives are where cash loans Brisbane comes in handy. They can be utilized for all sorts of activities, and they work well for any sort of unplanned expense.

Qualify for a cash loan in Brisbane with CashOnYourMobile

With the widespread relevance of technology these days, it shouldn’t be hard to apply for a cash loan in Brisbane. Through CashOnYourMobile, our goal is to help everyone get access to quick cash. It is a cash lending app unlike any other. It is a known fact that the right lender gives you the money fast, there are fewer hassles, and most importantly, payback plans are easy. CashOnYourMobile understands this aspect and has tied up with the best in Australia to provide you with cash loans. Residents in Brisbane prefer this as it is easy and convenient.

Why choose CashOnYourMobile?

Quick application processing, secure cash loan lenders, no delays – CashOnYourMobile is the app you need when you are low on funds.

While there is a myriad of reasons as to why our app is superior to other cash lending platforms, the most important one is that we simply have the best selection of lenders. We aim to connect you with a lender that suits your needs. Doing this simplifies the application process, drastically reducing approval timings. You may often face situations where you have zero cash flow and you need some money, urgently. Through our app, you can start borrowing from as low as 300$ to 5000$. Our hassle-free process gives you instant access to cash from lenders, without even a phone call.

Your frequently asked questions about Brisbane cash loans

There are maybe dozens of questions you may have in mind, in this section we will answer some of those questions. Commonly asked queries such as how to qualify? How to apply? How to use a cash loan Brisbane? and more are covered in this section.

Who will qualify for a cash loan in Brisbane?

As long as you are an Australian citizen or permenant resident of the country and you are aged over 18 years, you are eligible to apply for a cash loan. You are also required to have a stable income for at least a few months to get a loan.

How do I apply for a cash loan in Brisbane?

When you use CashOnYourMobile, applications are effortlessly quick. Gone are the days of relentlessly looking for money lenders on the internet, you can get cash loans Brisbane at the touch of a button. Our process is simple and here is a quick step-by-step walkthrough.

  1. Our first step is to take down a few details from you so that we can find a lender that suits your needs. We comb through our extensive list of partners to get you the right deal. We take into consideration factors such as the amount you require, repayment plan for the amount, current finances, and employment. These are crucial in matching you with the right lender.
  2. Once we find a suitable match, we connect you directly to the lender’s website. Here you can fill out the required forms and upload the necessary documents. These are essential to confirm your details for approval.
  3. The lender will ask you for either a driver’s license or passport for identification. You will also need a utility bill for address proof and the last three months’ bank statement to assess your financial viability.
  4. Once your loan gets approved, the lender will send you an agreement that you can sign digitally. Upon completing this step, the funds will get transferred to your nominated account.

How much can I borrow with a Brisbane cash loan?

On a cash loan, Brisbane borrowers can get as low as 300$ to as much as 5000$.

What does a Brisbane cash loan cost and how do I repay?

Throughout Australia, cash loans are tightly regulated. This means that all fees are a fixed portion of your borrowings. The rate is set at 4% repayment fee per month. The setup fee gets capped at 20% and you cannot be charged more, irrespective of the loan amount.

As for the repayment, for any loan under 2000$, the period is between 16 days to 1 year. For borrowings above 2000$ and below 5000$ you have to pay it off within 2 years. You can, of course, alter the repayment plan as per the availability of funds and even pay it back more quickly.

What can I use a Brisbane cash loan for?

There are virtually no limitations as to what you can use a Brisbane cash loan for, whether it is for a shopping spree or to pay your water bill. Some Queensland borrowers, even use it to take a trip or to buy a boat! This is possible because a cash loan does not get secured against a purchase.

Do I need to be in full-time employment to get a cash loan?

Short answer, no. It is not important for you to be employed to get cash loans, however, you will need to show the bank statements for three months to prove that you can pay off the loans. Cash loans are available for individuals who wouldn’t qualify for personal loans. Some persons who can get cash loans are:

  • Centrelink recipients are eligible to apply for cash loan Brisbane. If they show the ability to repay, they will have a chance to qualify for approval.
  • Self-employed individuals are also eligible for cash loans. A lot of Queensland borrowers use such cash loans to kick start their businesses.
  • Another group of people that frequently use such kinds of loans are students. They can cover-up tuition fees or unexpected costs with cash loans. The only requirement is that they have to show regular income.
  • For people with bad credits, a cash loan can be a savior. Reputable lenders are often willing to take a chance on people and they will only check whether you have any outstanding loans or credit.

Your helpful guides to getting a cash loan in Brisbane

Cash loans are not the only option for borrowing cash, however, they are often the safest bet.

Credit cards Versus Cash Loans

When you start using a credit card, it may seem a blissful experience at first, however, once you start getting used to it, you will realize that it is not the case. It gets costlier over time as it is open-ended financing with only minimum monthly repayments. Unless you are a disciplined borrower, you should not get a credit card; the interest rate alone will be problematic. A finite and fixed repayment schedule such as a cash loan is a much better option.

Personal Loans Versus Cash Loans

The biggest difference between personal loans vs cash loans is the amount. Personal loans are almost always over 5000$ and they offer more flexible and extended periods for repayments. These are a good option for the long term. Cash loans Brisbane on the other hand give you access to much smaller amounts and you can repay them faster. You also do not get any form of early repayment fees like with personal loans.

Overdrafts Versus Cash Loans

Like cash loans, overdrafts are also a good alternative to credit cards. However, the biggest drawback is that you have to be good with repayments to make it a feasible option for immediate funds. When you borrow money through overdrafts, you accumulate fees. You are also required to have a long-established relationship with your bank to get an overdraft. Whereas with cash loans, even if you have bad credit, you will still be given consideration.

Saving Up Versus a Cash Loan

We all know that saving up is the ideal way to finance yourself. However, we wouldn’t be here if we were good at saving. We know that in times such as now, expenses are steep and savings get drained away very quickly. Unexpected costs are often the main factor behind people having low savings. If you do not rely on cash loans, you will have to wait a lot longer to get tasks done. Cash loans are meant to fill holes in our daily lives. Borrowers in Brisbane often use them to get repairs done, pay bills, and fund other emergency purchases to keep earning money and pay it back later. In some situations, you will find that using a cash loan to get done with things can be way cheaper than waiting to deal with them later. 

Cash Loans Brisbane Queensland Australia
Brisbane at night


What is a Cash loan?

A cash loan is a short term loan which can be paid off over a short period of time upto 12 months

How much can I borrow?

You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you application.

Fast Loan Approvals

Loan requirements are minimal. Your loan pre-approval is just a few clicks away.

Quick Cash in Minutes

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1

How It Works

If you have a cash flow problem is your best solution. A simplified application and

Is my personal information secure?

We use the most up to date and technologically advanced equipment and software to protect your privacy.

Happy Customers and Keeps Counting

Get pre-approved for a personal loan today!


Eligible Borrower:


A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required)

  • 18 years of age or older.
  • Australian Permenant Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit

Before you get started owned and operated by Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107

Register online from home on your PC or from anywhere using your mobile device

If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.

We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with.

You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral.

It is recommended that you take independent legal and financial advice before taking up any products that you are referred to.

Frequently asked questions

Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours

Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.

Yes you can. Your credit score does not always play a factor in most of our lenders decisions.
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan

The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.

Please speak directly with your lender if you have any issues paying back the loan.

Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it.

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