small cash loans


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small cash loans

Fill out the application, at, and if approved 4 hours later you could have money in your account.*

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Get a loan of up to $5,000* Complete our simple 5 minute application and if approved the lend will send the money directly to your account. Bad Credit is not always an issue. Quick Loan Cash Loan

Personal Loans are available to all states of Australia. Most of our customers are from Sydney, Melbourne, Brisbane, Perth, Gold Coast and Sunshine Coast areas.

small cash loans

Small cash loans are becoming increasingly popular in Australia as short-term financial solutions for those who need to borrow a relatively small amount of money for a short period of time. They can be used for a variety of reasons, from covering unexpected bills to paying for an extra holiday, and have become an attractive alternative to high-interest credit cards or overdrafts.

Small cash loans are designed to provide a quick and easy way to access money when you need it most. Unlike other types of loans, the application process is usually much quicker and simpler, and you can often get the money you need within a matter of hours. This makes them ideal for those who need a short-term solution to an immediate financial problem.

Most small cash loans in Australia are unsecured, meaning that you don’t need to provide any collateral in order to obtain the loan. This makes them an attractive option for those who have a poor credit history or who don’t own any assets that can be used as security. In addition, they are often available to those who are employed but who don’t meet the strict criteria of traditional lenders.

When it comes to the cost of small cash loans in Australia, the interest rate is usually much higher than other types of loan. This is because the risk of default is much greater, and the lender needs to cover their own costs. However, the amount you will be expected to pay in interest will depend on the specific lender and loan terms.

It’s important to remember that small cash loans are not suitable for everyone. If you are unable to make the repayments, you may end up with late fees and a bad credit score, so it’s important to ensure that you can afford to pay back the loan on time. In addition, you should make sure you understand the repayment terms of the loan before signing any documents.

Overall, small cash loans in Australia can be a great solution for those who need to borrow a small amount of money for a short period of time. They can provide the funds you need quickly and easily, and can often be available to those who don’t meet the criteria of traditional lenders. However, it’s important to make sure you understand the repayment terms before signing any documents and that you can afford to pay back the loan on time.


What is a Cash loan?

A cash loan is a short term loan which can be paid off over a short period of time upto 12 months

How much can I borrow?

You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you application.

Fast Loan Approvals

Loan requirements are minimal. Your loan pre-approval is just a few clicks away.

Quick Cash in Minutes

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1

How It Works

If you have a cash flow problem is your best solution. A simplified application and

Is my personal information secure?

We use the most up to date and technologically advanced equipment and software to protect your privacy.

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Get pre-approved for a personal loan today!


Eligible Borrower:


A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required)

  • 18 years of age or older.
  • Australian Permenant Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit

Before you get started owned and operated by Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107

Register online from home on your PC or from anywhere using your mobile device

If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.

We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with.

You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral.

It is recommended that you take independent legal and financial advice before taking up any products that you are referred to.

Frequently asked questions

Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours

Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.

Yes you can. Your credit score does not always play a factor in most of our lenders decisions.
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan

The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.

Please speak directly with your lender if you have any issues paying back the loan.

Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it.

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