Payday Loans Online


Quick loan - Apply in just 5 minutes!

Paperless and Faxless Application Process

Fill out the application, at, and if approved 4 hours later you could have money in your account.*

Quick Loans

Get connected with a cash loan right now!

Get a loan of up to $5,000* Complete our simple 5 minute application and if approved the lend will send the money directly to your account. Bad Credit is not always an issue. Quick Loan Cash Loan

Personal Loans are available to all states of Australia. Most of our customers are from Sydney, Melbourne, Brisbane, Perth, Gold Coast and Sunshine Coast areas.

Payday Loans Online

Payday Loans Online

Payday loans are those that people take in between their pays and they repay it when their financial stream gets them the money they need. Payday loans are easy to take, short-term and payment is usually made by an automatic deduction. Payday loans are essential and one can use it for any purpose they deem fit. Whether it is for car repairs, a birthday, grocery shopping, or any other reason, a payday loan is one of the most sensible loans that a person can take.

Payday loans online are the same, the only difference being that a person can get it online. We are in a technological era and everything is being eased up including transacting. Now, people in Australia can apply for a loan online, have it approved and disbursed without having to go for meetings. Most payday loans are usually for emergency purposes and getting payday loans online is one of the best ways to achieve that need.

Eligibility for Payday Loans Online

Payday loans online are loan types that many people are usually keen on getting. However, there is a criterion that has to be matched for anyone who is looking to get accepted. Here are the eligibility requirements for people who are looking to get payday loans online.

  • 18 years of age or older.
  • Australian Permanent Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

The above is not hard to meet. Apply for a payday loan online today.

Benefits of Payday Loans Online

Before a person applies for a payday loan online, it is vital to know its advantages. People should only be keen on getting loans that have benefits to them. Here are some of the reasons that people should get payday loans online.

  1. Quick disbursement – Anything that a person gets online can be quickly processed. Nowadays, verifying systems are fast. That means that you can apply for your loan and have it quickly disbursed to you through an electronic transaction.
  2. Small loan amounts – there are many people who are usually looking for small loan amounts to handle particular events. This is not feasible when working with a bank. Payday loans allow people to take small amounts for the particular need they have. This helps a person to get loans that they are comfortable with.
  3. Fast online application – The application for an online payday loan is simple. Through a website, the application form is usually already placed out and ready to fill. With the eligibility documents uploaded and form filled, your work will be done. From there, you will only have to wait for a response from the company.
  4. Can be used to improve credit score – Since payday loans are small amounts and short-term loans, payment can easily be done. With that, you can easily improve your credit score as you pay for loans you have taken.

Bad Credit Payday Advance Cash Loans

Payday internet loans are simple to qualify for, and practically everyone who qualifies can get one. Those with negative credit are one category of people who may wonder if they are eligible for this type of loan. For people with weak credit, payday advance internet loans are available. In Australia, bad credit refers to people who have a history of not repaying their loans or of not taking out loans. Cash on Your Mobile provides low-interest payday advance cash loans to people with terrible credit.

A Licensed Broker you can Trust

Cash on Your Mobile is the broker you can trust for payday online loans online. One of the main reasons we are the go-to broker is that we are licensed. A licensed team is in accordance with the law and that means we provide quality deals and trustworthy services. We don’t have any hidden or unnecessary costs and our main goal is to help you with your financial situation. Our Australian Credit Licence Number is 474107, and our ABN is 89 603 132 618. We are the team you can trust for credit services.

We Are Fast

Cash on Your Mobile is the team that you can rely on for online payday loans as we are fast. We understand that financial problems can come in heavy and getting a fix is something you will want in good time. Our disbursement and approval process are curated so that people can get their loans when they need them. You won’t have to wait too long to get your loan. We can disburse the loan to your bank via an electronic transfer or directly to your bank account. Get your loan from us today.

We Understand

One of the factors that makes us the preferred company for many is that we are understanding. Anyone looking for a payday loan won’t get any judgement from us. That being said, we don’t ask what you are going to use the money for or regulate you. We understand that there are some emergencies or crucial moments in your life that will require you to have some float. If you don’t have the required money, you don’t have to worry. We are here and we will find you a finance company to lend you the money you need fast. We have reasonable rates.

Apply Today

One of the main reasons that people may want to get payday loans online is that they are easy to apply for. No one wants to go through many queues or wait too long to get a payday loan. We offer our online service so that you can easily access the loan that you want. Application is very easy and all you need is to have the required documents and fill in the required form. Application doesn’t take longer than 5-minutes and from there, all you have to do is wait for a response. Do not hesitate to get a loan that is crucial for you. Apply online today via our website.

Payday Loans Online


What is a Cash loan?

A cash loan is a short term loan which can be paid off over a short period of time upto 12 months

How much can I borrow?

You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you application.

Fast Loan Approvals

Loan requirements are minimal. Your loan pre-approval is just a few clicks away.

Quick Cash in Minutes

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1

How It Works

If you have a cash flow problem is your best solution. A simplified application and

Is my personal information secure?

We use the most up to date and technologically advanced equipment and software to protect your privacy.

Happy Customers and Keeps Counting

Get pre-approved for a personal loan today!


Eligible Borrower:


A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required)

  • 18 years of age or older.
  • Australian Permenant Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit

Before you get started owned and operated by Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107

Register online from home on your PC or from anywhere using your mobile device

If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.

We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with.

You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral.

It is recommended that you take independent legal and financial advice before taking up any products that you are referred to.

Frequently asked questions

Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours

Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.

Yes you can. Your credit score does not always play a factor in most of our lenders decisions.
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan

The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.

Please speak directly with your lender if you have any issues paying back the loan.

Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it.

Customer Service Contact