Payday Advance


Quick loan - Apply in just 5 minutes!

Paperless and Faxless Application Process

Fill out the application, at, and if approved 4 hours later you could have money in your account.*

Quick Loans

Get connected with a cash loan right now!

Get a loan of up to $5,000* Complete our simple 5 minute application and if approved the lend will send the money directly to your account. Bad Credit is not always an issue. Quick Loan Cash Loan

Personal Loans are available to all states of Australia. Most of our customers are from Sydney, Melbourne, Brisbane, Perth, Gold Coast and Sunshine Coast areas.

Payday Advance

Payday Advance Cash Loans with Cash on Your Mobile

The transaction need for money can come at any time. It can be in the middle of the month and you have an emergency bill or payment that you need to make. However, at such a time, you may not have the capacity to do so. A loan will definitely pop up in your mind and you might try to get a soft loan from friends and family. However, a payday advance cash loan is the best thing that you can do for yourself.

A payday advance cash loan is a short-term loan that one can apply for to deal with their urgent financial needs. It is an easy loan to apply for and deployment is usually done fast. It is good for emergency bills and purchases. A payday cash loan is then repaid on the next salary, wage, or income source. It is usually done by taking a fraction of your pay after the loan is given. Payday cash advance loans are essential and help people in several ways.

Are you Eligible for a Payday Advance Cash Loan?

Before you delve deep into the application process, it is vital to know the eligibility of payday cash loans. There aren’t much complications and here are some of the criteria that must be met for anyone to be accepted to get a payday advance loan with us:

  • Age – You must be at least 18 years old to participate.
  • Income – Applicants must demonstrate that they have a steady source of income. If they get Centrelink assistance, they must establish that at least 50% of their income comes from non-government sources.
  • Statements – From the bank Lenders typically want read-only access to at least 90 days of bank statements to assess income and expenses.
  • Liabilities – Applicants must disclose any additional debts they may have, such as outstanding loans or credit card obligations.

The above will be checked to ensure that one is able to repay their loan.

Payday Advance Cash Loans for Bad Credit

Payday advance cash loans are flexible and almost anyone who is eligible can apply for it. A particular group of people who may wonder if they are allowed to get this type of loan is those with bad credit. Payday advance cash loans are available for those who have bad credit. Bad credit in Australia is those who have a bad reputation of paying back their loans or lack of taking loans. Cash on Your Mobile offers payday advance cash loans for those with bad credit at reasonable rates.

Fast Payday Advance Cash Loans

Anyone who is looking for a payday advance cash loan is one who is in an emergency situation. That means you cannot wait for many days or a long time for the loan to be processed and accepted. Cash on Your Mobile is the team to rely on for any one who is looking for a payday advance cash loan. The reason for that is that we provide the loan in a manner that is supposed to be done, fast. Applying for a loan with us is simple. It only takes a few steps and you will get a response and the loan disbursed in no time.

The Perfect Short-Term Loan

It may be a few weeks to your payday but you have emergency needs. Your car may need to be fixed or you may be out of groceries. No matter what the case is, these are scenarios that cannot wait. If you are in need of finances because of a case that is causing you an inconvenience, a payday cash loan is what you need. It is the perfect short-term loan and it will come in handy whenever you need it. It is good for cash flow purposes in your daily life. Get your payday advance cash loans with us today.

We Understand

Cash on Your Mobile is a team that understands the people. There are several emergencies that people can get in the middle of the month or in between paychecks. We are a company that is available not to pass judgement but to help you get through trying times. For that reason, you shouldn’t shy away from applying for a payday advance loan. We don’t ask irrelevant questions and we will get the money disbursed to you in no time. We work fast to ensure that you get the needed money deposited to you in a good time. Work with us today for 100% customer satisfaction.

A Transparent Company

When working with any financial institution, transparency is vital. You will need to work with a lender you trust and being transparent is a prerequisite for that. We are the team you can rely on for the best rates and realistic costs. We have no hidden costs whatsoever that will make the loan a liability more than it is an asset. We are honest and open and we always want all borrowers to know exactly what they are agreeing to. We are a team of the people for the people and you can trust us for all your payday advance loans.

Licensed Broker

When working with any lender or broker, it is pivotal to ensure that they are licensed. A licensed team is one that has been vetted and has an Australian credit license number. Ours particularly is 474107, and our ABN is 89 603 132 618. We provide this information to show our clients that we meet all the requirements needed to be a lender. Working with a licensed broker is vital especially in terms of safety. You should only work with licensed lenders or brokers if you are looking for a smooth experience.

Apply Today

Cash on Your Mobile is a team that you can rely on for the best credit services. Our payday advance loans are easy to apply for and the disbursement is fast so that you can deal with any financial emergencies that you have. We have good rates and we are looking forward to helping you. Contact us any time to get started.

Payday Advance


What is a Cash loan?

A cash loan is a short term loan which can be paid off over a short period of time upto 12 months

How much can I borrow?

You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you application.

Fast Loan Approvals

Loan requirements are minimal. Your loan pre-approval is just a few clicks away.

Quick Cash in Minutes

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1

How It Works

If you have a cash flow problem is your best solution. A simplified application and

Is my personal information secure?

We use the most up to date and technologically advanced equipment and software to protect your privacy.

Happy Customers and Keeps Counting

Get pre-approved for a personal loan today!


Eligible Borrower:


A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required)

  • 18 years of age or older.
  • Australian Permenant Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit

Before you get started owned and operated by Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107

Register online from home on your PC or from anywhere using your mobile device

If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.

We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with.

You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral.

It is recommended that you take independent legal and financial advice before taking up any products that you are referred to.

Frequently asked questions

Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours

Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.

Yes you can. Your credit score does not always play a factor in most of our lenders decisions.
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan

The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.

Please speak directly with your lender if you have any issues paying back the loan.

Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it.

Customer Service Contact