Cash Advance Loans


Quick loan - Apply in just 5 minutes!

Paperless and Faxless Application Process

Fill out the application, at, and if approved 4 hours later you could have money in your account.*

Quick Loans

Get connected with a cash loan right now!

Get a loan of up to $5,000* Complete our simple 5 minute application and if approved the lend will send the money directly to your account. Bad Credit is not always an issue. Quick Loan Cash Loan

Personal Loans are available to all states of Australia. Most of our customers are from Sydney, Melbourne, Brisbane, Perth, Gold Coast and Sunshine Coast areas.

Cash Advance Loans

Everything You Need to Know About Cash Advance Loans

There are several instances that people need loans. You may be short on cash and in need of emergency purchases or payments. The problem about being in such a situation is that you may be getting some money soon. However, if the situation cannot wait, it can’t. That is why lenders came up with cash advance loans. Cash advance loans are usually short-term loans that people can take and repay when their revenue stream brings in the money they need.

A cash advance loan is also a cost-effective way to borrow money because they are typically short loans that can be repaid quickly and without excessive interest. It is also a good way for someone with a poor credit score to improve their credit. There are many benefits of getting cash advance loans and people shouldn’t shy away from getting them. People should also ensure they get the loans from a reliable company. In Australia, Cash on Your Mobile is the team that you can rely on for the best experience getting a cash advance loan.


Not anyone can walk into a bank and expect to come out with a loan. The same applies when a person wants to work with any financial institution. There are some criteria that must be met when it comes to eligibility of taking the loans. These are to ensure that the person taking the loan will be able to pay. It also helps reduce risks that the lender is taking. Cash on Your Mobile has simple and standard eligibility measures that you must match. They include the following:

  • Age – You must be at least 18 years old to participate.
  • Income – Applicants must demonstrate that they have a steady source of income. If they get Centrelink assistance, they must establish that at least 50% of their income comes from non-government sources.
  • Statements – From the bank Lenders typically want read-only access to at least 90 days of bank statements to assess income and expenses.
  • Liabilities – Applicants must disclose any additional debts they may have, such as outstanding loans or credit card obligations.

We also help people who have a bad credit score. We are a team that cares about our clients and we understand the need for cash advance loans. Work with us today for fast and reliable loans.

Fast Application and Approval

One of the reasons that people prefer cash advance loans to other types of loans is the ease of application. You can apply and get approval in no time. Cash advance loans can be used for emergency situations or special occasions and going to a bank won’t be of much help. These loans need a small figure that can be repaid in a short time. That means that the application should also be done in a short time and with us, you can be done with your application in five minutes. We don’t take long to review your application and a response will be with you fast as well.

Fast Disbursement of Funds

Another reason that people are usually keen to get cash advance loans is the disbursement times. They are known for fast disbursement and once an approval is received, a person can get the funds. Those receiving the money through an electronic transfer can get it in less than 4-hours while those receiving through the bank will get it in a day or two. Cash on Your Mobile is a team that is usually very keen on your needs and we ensure that you get the money you need in a good time.

Flexible Loan Term

When taking a cash advance loan, one of the advantages you will have is a flexible loan term. Some people will want to repay in 4-weeks while others will find it better to pay back in 12-weeks. Our cash advance loans are usually flexible and we will agree on a suitable time frame. We understand our clients’ financial background and looking at your financial stream, we will devise a suitable time frame for you to pay back. Our loan terms are usually short-term and will help you in any of your emergency payment needs.

Repayment of Loans

One common thing that people usually want to know is how repayment of loans is done. The good thing is our loan repayment is as easy as taking the loan itself. You won’t have to hassle looking for a means to pay us back. We have an automatic deduction system that will take out the money you owe from your payroll. We make repayment easy for you to make the loan experience much better. The repayment deduction will be made on the agreed date. The short-term loan doesn’t incur much expenses and you can rely on us for the best cash advance loans.

Top Rated Team

Whenever you are looking to get a loan, you should ensure that you get it from a professional and reliable company. Taking a loan isn’t something that you should get from a random lender. A professional team is one that has the right terms and follows a specific system when it comes to their loans. If you are looking for a team to get a cash advance loan, you should look at their rating. Ratings tell the true story about a company. Cash On Your Mobile is a top-rated broker in Australia. We have consistently helped people with fast cash advance loans and we give them at the best terms possible.

Get Started Today

Do you want to get a cash advance loan from us? Do not hesitate, we work fast to ensure that you get the funds you need in no time. We are a professional company and we always work for the best interests of our clients. Our cash advance loans are approved fast and application takes a short time. We are always ready to help you get out of your financial predicament. Apply today to stand a chance of getting your loan today as well.

Cash Advance Loans


What is a Cash loan?

A cash loan is a short term loan which can be paid off over a short period of time upto 12 months

How much can I borrow?

You can apply for $400 to $2,000. The lender will tell you how much you qualify for when you application.

Fast Loan Approvals

Loan requirements are minimal. Your loan pre-approval is just a few clicks away.

Quick Cash in Minutes

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1

How It Works

If you have a cash flow problem is your best solution. A simplified application and

Is my personal information secure?

We use the most up to date and technologically advanced equipment and software to protect your privacy.

Happy Customers and Keeps Counting

Get pre-approved for a personal loan today!


Eligible Borrower:


A payday loan or cash advance is a short term loan. It provides the consumer with the needed cash to use until their next payday, or over a 12 month period. The loan, plus any applicable fees, is paid back on the consumer's next payday (This can be extended if required)

  • 18 years of age or older.
  • Australian Permenant Resident.
  • Valid check or savings account with direct deposit.
  • Regular income of at least $1,000 per month.
  • Bad Credit or Centrelink Customers are welcome to apply. (Centrelink)
  • *All Loans are subject to an assessment of suitability and affordability.

If approved, electronic transfer can be in as little as 4 hours. Most bank transactions will be received within 1 business day, although certain banks can take up to 48 hours to show the credit

Before you get started owned and operated by Fish4Loans Pty Ltd | ABN 89 603 132 618 | Australian Credit Licence Number 474107

Register online from home on your PC or from anywhere using your mobile device

If your application is succesful you will be presented with a loan offer subject to terms and conditions shown on the offer.

We are a Licensed Finance Broker. We do not provide any kind of credit facilities. Your request will be referred to a third party that you can deal directly with.

You will be advised of the 3rd party lenders fees and charges before signing your contract. We may receive a small fee (amount unascertainable) from these third parties for the referral.

It is recommended that you take independent legal and financial advice before taking up any products that you are referred to.

Frequently asked questions

Normally within 24 hours of application approval. Bank holidays, weekends and certian banks can impact delivery time up to 48 hours

Our lenders costs are the same for all states. They charge an establishment fee which is 20% of the loan amount you borrow plus a 4% monthly fee.

Yes you can. Your credit score does not always play a factor in most of our lenders decisions.
All our lenders will perform credit checks but bad credit will not always preclude you from obtaining a loan

The loan amount and any fees will be electronically deducted from your bank account on the due dates. You do not have to do anything.

Please speak directly with your lender if you have any issues paying back the loan.

Fill out the easy online application and submit it. You are under no obligation at that point. You will be able to see the loan offer before agreeing to it.

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